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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,990 | $86,298-30.5% | $111,308-46.1% | $85,847-30.1% |
| Participation rate | 85.0% | 73.3%+11.7pp | 77.3%+7.7pp | 69.3%+15.7pp |
| Annual return | 11.07% | 19.99%-8.9pp | 54.67%-43.6pp | 318.61%-307.5pp |
| Employer contribution / active EE | $2,123 | $2,044+3.9% | $2,732-22.3% | $2,565-17.3% |
| Participant deferral / active EE | $4,279 | $3,641+17.5% | $4,487-4.6% | $3,952+8.3% |
| Admin fee / account holder | $3,504 | $8,189-57.2% | $7,965-56.0% | $6,261-44.0% |