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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,813 | $114,712+23.6% | $173,730-18.4% | $87,485+62.1% |
| Participation rate | 81.0% | 73.0%+8.0pp | 79.6%+1.4pp | 68.9%+12.0pp |
| Annual return | 15.12% | 20.18%-5.1pp | 19.96%-4.8pp | 26.06%-10.9pp |
| Employer contribution / active EE | $2,593 | $2,904-10.7% | $4,577-43.4% | $2,596-0.1% |
| Participant deferral / active EE | $5,214 | $4,642+12.3% | $6,326-17.6% | $4,274+22.0% |
| Admin fee / account holder | $12,455 | $10,210+22.0% | $17,523-28.9% | $7,775+60.2% |