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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,966 | $165,939-54.2% | $122,354-37.9% | $147,585-48.5% |
| Participation rate | 94.7% | 79.6%+15.2pp | 71.6%+23.1pp | 82.8%+11.9pp |
| Annual return | 17.91% | 34.56%-16.7pp | 30.28%-12.4pp | 578.58%-560.7pp |
| Employer contribution / active EE | $9,559 | $5,754+66.1% | $4,051+136.0% | $4,876+96.0% |
| Participant deferral / active EE | $6,096 | $4,005+52.2% | $3,287+85.4% | $5,439+12.1% |
| Admin fee / account holder | $569 | $7,425-92.3% | $5,479-89.6% | $10,886-94.8% |