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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,567 | $78,707+262.8% | $117,861+142.3% | $70,126+307.2% |
| Participation rate | 80.0% | 73.2%+6.8pp | 79.7%+0.3pp | 69.5%+10.5pp |
| Annual return | 22.62% | 23.30%-0.7pp | 335.11%-312.5pp | 73.15%-50.5pp |
| Employer contribution / active EE | $1,744 | $2,223-21.6% | $3,786-53.9% | $2,343-25.5% |
| Participant deferral / active EE | $4,236 | $3,297+28.5% | $4,482-5.5% | $3,332+27.1% |
| Admin fee / account holder | $1,220 | $5,066-75.9% | $8,021-84.8% | $4,645-73.7% |