Filed November 22, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $33,191 |
Service code 10 · EIN 04-3728817 | Accounting | $6,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,982 | $48,335+208.2% | $121,098+23.0% | $71,457+108.5% |
| Participation rate | 41.8% | 54.3%-12.5pp | 69.5%-27.7pp | 67.9%-26.1pp |
| Annual return | 14.10% | 23.32%-9.2pp | 985.75%-971.6pp | 28.85%-14.7pp |
| Employer contribution / active EE | $1,593 | $1,489+7.0% | $4,164-61.8% | $2,588-38.5% |
| Participant deferral / active EE | $3,694 | $2,754+34.1% | $4,080-9.5% | $4,289-13.9% |
| Admin fee / account holder | $327 | $1,841-82.2% | $5,644-94.2% | $1,587-79.4% |