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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,997 | $138,312+37.4% | $122,979+54.5% | $155,188+22.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 14.58% | 22.06%-7.5pp | 20.12%-5.5pp | 148.84%-134.3pp |
| Employer contribution / active EE | $9,472 | $3,530+168.3% | $3,062+209.3% | $4,248+123.0% |
| Participant deferral / active EE | $4,647 | $5,592-16.9% | $5,003-7.1% | $6,531-28.9% |
| Admin fee / account holder | $2,073 | $15,089-86.3% | $12,864-83.9% | $14,480-85.7% |