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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,997 | $167,415+13.5% | $140,514+35.2% | $198,609-4.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 14.58% | 13.85%+0.7pp | 14.36%+0.2pp | 202.70%-188.1pp |
| Employer contribution / active EE | $9,472 | $4,088+131.7% | $3,378+180.4% | $5,055+87.4% |
| Participant deferral / active EE | $4,647 | $5,579-16.7% | $4,919-5.5% | $6,977-33.4% |
| Admin fee / account holder | $2,073 | $16,730-87.6% | $13,697-84.9% | $19,030-89.1% |