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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,997 | $124,425+52.7% | $112,040+69.6% | $137,256+38.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.58% | 24.72%-10.1pp | 24.52%-9.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $9,472 | $3,411+177.7% | $2,954+220.7% | $4,156+127.9% |
| Participant deferral / active EE | $4,647 | $5,718-18.7% | $5,098-8.8% | $6,407-27.5% |
| Admin fee / account holder | $2,073 | $15,207-86.4% | $12,098-82.9% | $12,270-83.1% |