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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,997 | $136,860+38.8% | $120,344+57.9% | $154,746+22.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.58% | 21.38%-6.8pp | 20.30%-5.7pp | 172.34%-157.8pp |
| Employer contribution / active EE | $9,472 | $3,533+168.1% | $3,020+213.6% | $4,379+116.3% |
| Participant deferral / active EE | $4,647 | $5,793-19.8% | $5,135-9.5% | $6,730-31.0% |
| Admin fee / account holder | $2,073 | $15,393-86.5% | $12,742-83.7% | $14,365-85.6% |