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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,667 | $118,877+54.5% | $96,570+90.2% | $167,536+9.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 106.18% | 50.50%+55.7pp | 37.79%+68.4pp | 478.82%-372.6pp |
| Employer contribution / active EE | $20,575 | $3,121+559.3% | $2,357+772.9% | $4,839+325.2% |
| Participant deferral / active EE | $17,878 | $4,617+287.2% | $3,849+364.4% | $6,342+181.9% |
| Admin fee / account holder | $1,145 | $8,069-85.8% | $6,182-81.5% | $12,315-90.7% |