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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,058 | $78,670-72.0% | $109,173-79.8% | $85,847-74.3% |
| Participation rate | 26.7% | 68.3%-41.6pp | 75.9%-49.2pp | 69.3%-42.7pp |
| Annual return | 18.63% | 25.09%-6.5pp | 25.75%-7.1pp | 318.61%-300.0pp |
| Employer contribution / active EE | $938 | $2,734-65.7% | $3,723-74.8% | $2,565-63.4% |
| Participant deferral / active EE | $1,804 | $3,467-48.0% | $4,654-61.2% | $3,952-54.4% |
| Admin fee / account holder | $746 | $5,469-86.4% | $6,755-89.0% | $6,261-88.1% |