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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,655 | $73,863-11.1% | $143,797-54.3% | $68,490-4.1% |
| Participation rate | 44.7% | 66.7%-21.9pp | 80.3%-35.6pp | 67.9%-23.2pp |
| Annual return | -14.57% | 0.91%-15.5pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $620 | $3,185-80.5% | $4,952-87.5% | $2,597-76.1% |
| Participant deferral / active EE | $2,393 | $3,385-29.3% | $5,638-57.6% | $4,028-40.6% |
| Admin fee / account holder | $2,926 | $5,756-49.2% | $14,679-80.1% | $5,403-45.9% |