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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,929 | $99,875-68.0% | $146,866-78.3% | $86,983-63.3% |
| Participation rate | 57.7% | 75.8%-18.1pp | 82.5%-24.8pp | 69.5%-11.8pp |
| Annual return | 13.84% | 28.10%-14.3pp | 102.85%-89.0pp | 25.83%-12.0pp |
| Employer contribution / active EE | $619 | $3,224-80.8% | $4,425-86.0% | $2,584-76.0% |
| Participant deferral / active EE | $2,805 | $6,322-55.6% | $7,759-63.9% | $4,194-33.1% |
| Admin fee / account holder | $7,821 | $7,838-0.2% | $13,620-42.6% | $7,856-0.4% |