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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,545 | $124,330-50.5% | $109,173-43.6% | $167,536-63.3% |
| Participation rate | 61.5% | 79.5%-17.9pp | 75.9%-14.3pp | 82.1%-20.6pp |
| Annual return | 6.02% | 26.04%-20.0pp | 25.75%-19.7pp | 478.82%-472.8pp |
| Employer contribution / active EE | $1,410 | $4,209-66.5% | $3,723-62.1% | $4,839-70.9% |
| Participant deferral / active EE | $1,708 | $5,256-67.5% | $4,654-63.3% | $6,342-73.1% |
| Admin fee / account holder | $144 | $7,974-98.2% | $6,755-97.9% | $12,315-98.8% |