Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,488 | $27,639-4.2% | $61,501-56.9% | $68,490-61.3% |
| Participation rate | 17.1% | 39.5%-22.4pp | 52.6%-35.4pp | 67.9%-50.8pp |
| Annual return | -37.44% | -13.19%-24.2pp | 339.04%-376.5pp | -7.85%-29.6pp |
| Employer contribution / active EE | $162 | $696-76.7% | $1,160-86.0% | $2,597-93.8% |
| Participant deferral / active EE | $2,712 | $1,264+114.6% | $2,125+27.7% | $4,028-32.7% |
| Admin fee / account holder | $2,242 | $2,012+11.4% | $2,132+5.2% | $5,403-58.5% |