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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,327 | $217,432-50.6% | $185,849-42.3% | $167,536-35.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.61% | 148.42%-132.8pp | 122.10%-106.5pp | 478.82%-463.2pp |
| Employer contribution / active EE | $5,597 | $5,875-4.7% | $5,169+8.3% | $4,839+15.7% |
| Participant deferral / active EE | $4,464 | $6,357-29.8% | $5,569-19.8% | $6,342-29.6% |
| Admin fee / account holder | $1,896 | $19,818-90.4% | $16,244-88.3% | $12,315-84.6% |