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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,638 | $37,446+152.7% | $77,552+22.0% | $79,856+18.5% |
| Participation rate | 12.5% | 41.5%-29.0pp | 54.2%-41.7pp | 69.6%-57.1pp |
| Annual return | 15.74% | 39.76%-24.0pp | 54.82%-39.1pp | 31.71%-16.0pp |
| Employer contribution / active EE | $548 | $637-13.9% | $987-44.4% | $2,471-77.8% |
| Participant deferral / active EE | $1,721 | $1,261+36.5% | $1,861-7.5% | $3,741-54.0% |
| Admin fee / account holder | $193 | $2,506-92.3% | $2,859-93.2% | $5,306-96.4% |