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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,023,008 | $148,629+588.3% | $135,982+652.3% | $139,487+633.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.71% | 79.33%-70.6pp | 68.32%-59.6pp | 373.84%-365.1pp |
| Employer contribution / active EE | $28,192 | $5,247+437.3% | $4,859+480.2% | $4,755+492.9% |
| Participant deferral / active EE | $26,786 | $8,102+230.6% | $7,760+245.2% | $6,713+299.0% |
| Admin fee / account holder | $25,654 | $12,406+106.8% | $10,767+138.3% | $11,407+124.9% |