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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,818 | $112,131+90.7% | $95,964+122.8% | $158,982+34.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 16.99% | 171.19%-154.2pp | 91.64%-74.7pp | 302.99%-286.0pp |
| Employer contribution / active EE | $1,897 | $3,199-40.7% | $2,541-25.3% | $4,763-60.2% |
| Participant deferral / active EE | $14,170 | $4,784+196.2% | $4,167+240.1% | $5,983+136.8% |
| Admin fee / account holder | $1,220 | $10,136-88.0% | $6,797-82.1% | $11,252-89.2% |