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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,662 | $118,488+48.3% | $98,462+78.4% | $139,487+25.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 8.06% | 18.96%-10.9pp | 21.17%-13.1pp | 373.84%-365.8pp |
| Employer contribution / active EE | $2,239 | $3,611-38.0% | $3,049-26.5% | $4,755-52.9% |
| Participant deferral / active EE | $5,052 | $5,393-6.3% | $4,738+6.6% | $6,713-24.7% |
| Admin fee / account holder | $24,896 | $13,868+79.5% | $8,875+180.5% | $11,407+118.2% |