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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,255 | $117,829-8.1% | $102,423+5.7% | $145,877-25.8% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 12.74% | 31.83%-19.1pp | 29.42%-16.7pp | 551.28%-538.5pp |
| Employer contribution / active EE | $5,280 | $3,615+46.1% | $3,023+74.7% | $4,663+13.2% |
| Participant deferral / active EE | $3,117 | $5,732-45.6% | $5,054-38.3% | $6,691-53.4% |
| Admin fee / account holder | $343 | $13,335-97.4% | $9,455-96.4% | $13,402-97.4% |