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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,497 | $165,381-63.4% | $149,730-59.6% | $158,966-61.9% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 16.03% | 348.29%-332.3pp | 276.70%-260.7pp | 302.95%-286.9pp |
| Employer contribution / active EE | $3,846 | $5,104-24.6% | $4,645-17.2% | $4,762-19.2% |
| Participant deferral / active EE | $6,752 | $7,182-6.0% | $6,843-1.3% | $5,983+12.8% |
| Admin fee / account holder | $1,532 | $10,809-85.8% | $9,310-83.5% | $11,250-86.4% |