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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,082 | $48,053+97.9% | $84,637+12.3% | $72,976+30.3% |
| Participation rate | 88.0% | 57.6%+30.4pp | 68.2%+19.8pp | 69.5%+18.5pp |
| Annual return | 21.62% | 37.39%-15.8pp | 258.82%-237.2pp | 81.02%-59.4pp |
| Employer contribution / active EE | $4,239 | $1,602+164.6% | $2,653+59.8% | $2,440+73.7% |
| Participant deferral / active EE | $10,384 | $2,681+287.4% | $3,900+166.2% | $3,608+187.8% |
| Admin fee / account holder | $2,833 | $3,395-16.6% | $4,914-42.4% | $5,124-44.7% |