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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,612 | $154,193-8.8% | $130,045+8.1% | $139,466+0.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 13.07% | 32.51%-19.4pp | -137.30%+150.4pp | 373.66%-360.6pp |
| Employer contribution / active EE | $15,036 | $5,292+184.1% | $4,321+248.0% | $4,754+216.3% |
| Participant deferral / active EE | $14,123 | $6,709+110.5% | $5,820+142.7% | $6,712+110.4% |
| Admin fee / account holder | $656 | $13,989-95.3% | $10,600-93.8% | $11,409-94.2% |