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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,091,092 | $110,240+889.7% | $96,544+1030.2% | $139,487+682.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 12.33% | 26.41%-14.1pp | 25.88%-13.5pp | 373.84%-361.5pp |
| Employer contribution / active EE | $54,750 | $3,622+1411.5% | $2,966+1745.7% | $4,755+1051.5% |
| Participant deferral / active EE | $15,000 | $5,549+170.3% | $4,851+209.2% | $6,713+123.5% |
| Admin fee / account holder | $5,446 | $11,602-53.1% | $8,254-34.0% | $11,407-52.3% |