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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,485 | $102,663-75.2% | $86,216-70.4% | $139,466-81.7% |
| Participation rate | 47.1% | 74.5%-27.4pp | 69.0%-21.9pp | 80.3%-33.3pp |
| Annual return | 20.54% | 1924.52%-1904.0pp | 1169.42%-1148.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $2,311 | $3,035-23.8% | $2,382-3.0% | $4,754-51.4% |
| Participant deferral / active EE | $4,201 | $4,677-10.2% | $3,986+5.4% | $6,712-37.4% |
| Admin fee / account holder | $4,527 | $8,663-47.7% | $6,853-33.9% | $11,409-60.3% |