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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,870 | $111,878-67.0% | $93,727-60.7% | $145,897-74.7% |
| Participation rate | 47.4% | 74.2%-26.8pp | 68.7%-21.3pp | 80.3%-32.9pp |
| Annual return | 16.26% | 204.28%-188.0pp | 133.83%-117.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,748 | $3,092-43.5% | $2,421-27.8% | $4,663-62.5% |
| Participant deferral / active EE | $4,004 | $4,920-18.6% | $4,417-9.4% | $6,689-40.1% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |