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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $35,619 |
CLEARVIEW GROUP2 years Filed as: CLEARVIEW ADVISORY Service code 27 · EIN 27-2579538 | Advisory (Plan) | $32,563 |
ORENDA RETIREMENT, LLC2 years Filed as: ORENDA RETIREMENT LLC Service code 13 · EIN 36-4877979 | Contract Administrator | $21,287 |
COULTER & JUSTUS2 years Filed as: COULTER & JUSTUS PC Service code 10 · EIN 62-1532536 | Accounting | $10,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,975 | $121,341-48.9% | $189,545-67.3% | $79,389-21.9% |
| Participation rate | 91.0% | 86.1%+4.9pp | 87.8%+3.2pp | 70.7%+20.3pp |
| Annual return | 15.94% | 21.08%-5.1pp | 555.36%-539.4pp | 116.89%-101.0pp |
| Employer contribution / active EE | $2,875 | $3,915-26.5% | $6,162-53.3% | $2,428+18.4% |
| Participant deferral / active EE | $7,242 | $6,395+13.2% | $8,220-11.9% | $4,046+79.0% |
| Admin fee / account holder | $387 | $651-40.5% | $12,049-96.8% | $626-38.1% |