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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,279 | $175,259-24.5% | $149,723-11.7% | $139,487-5.2% |
| Participation rate | 25.0% | 83.4%-58.4pp | 78.8%-53.8pp | 80.3%-55.3pp |
| Annual return | 25.57% | 166.82%-141.3pp | 134.50%-108.9pp | 373.84%-348.3pp |
| Employer contribution / active EE | $2,168 | $5,478-60.4% | $4,821-55.0% | $4,755-54.4% |
| Participant deferral / active EE | $7,500 | $6,522+15.0% | $5,682+32.0% | $6,713+11.7% |
| Admin fee / account holder | $738 | $16,158-95.4% | $13,215-94.4% | $11,407-93.5% |