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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,317 | $150,446-16.0% | $136,297-7.3% | $147,585-14.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.29% | 1049.14%-1027.9pp | 5156.19%-5134.9pp | 578.58%-557.3pp |
| Employer contribution / active EE | $10,704 | $5,256+103.6% | $4,696+128.0% | $4,876+119.5% |
| Participant deferral / active EE | $8,171 | $6,631+23.2% | $6,247+30.8% | $5,439+50.2% |
| Admin fee / account holder | $1,305 | $10,906-88.0% | $9,244-85.9% | $10,886-88.0% |