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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,138 | $93,064+4.4% | $74,577+30.3% | $273,972-64.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 5.87% | 26.18%-20.3pp | 20.47%-14.6pp | 41.46%-35.6pp |
| Employer contribution / active EE | $2,623 | $3,160-17.0% | $2,525+3.9% | $4,869-46.1% |
| Participant deferral / active EE | $7,104 | $4,160+70.8% | $3,458+105.4% | $5,287+34.4% |
| Admin fee / account holder | $1,932 | $5,273-63.4% | $4,138-53.3% | $10,133-80.9% |