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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,398 | $92,219-92.0% | $76,767-90.4% | $135,380-94.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.64% | 5.46%-13.1pp | 2.43%-10.1pp | 519.81%-527.4pp |
| Employer contribution / active EE | $1,068 | $3,216-66.8% | $2,485-57.0% | $4,779-77.6% |
| Participant deferral / active EE | $0 | $4,508-100.0% | $3,852-100.0% | $5,609-100.0% |
| Admin fee / account holder | $300 | $10,749-97.2% | $6,675-95.5% | $10,828-97.2% |