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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,486 | $95,406-41.8% | $185,849-70.1% | $85,847-35.4% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 15.75% | 23.59%-7.8pp | 122.10%-106.3pp | 318.61%-302.9pp |
| Employer contribution / active EE | $5,503 | $3,314+66.1% | $5,169+6.5% | $2,565+114.5% |
| Participant deferral / active EE | $4,052 | $3,424+18.4% | $5,569-27.2% | $3,952+2.5% |
| Admin fee / account holder | $1,428 | $7,214-80.2% | $16,244-91.2% | $6,261-77.2% |