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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,508 | $167,362+106.4% | $143,799+140.3% | $134,532+156.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.07% | 0.47%-16.5pp | -0.04%-16.0pp | 418.27%-434.3pp |
| Employer contribution / active EE | $2,335 | $5,620-58.5% | $4,952-52.9% | $4,741-50.8% |
| Participant deferral / active EE | $10,837 | $6,447+68.1% | $5,638+92.2% | $6,401+69.3% |
| Admin fee / account holder | $12,358 | $18,094-31.7% | $14,677-15.8% | $11,429+8.1% |