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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,068 | $185,312+127.8% | $161,489+161.4% | $154,746+172.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.13% | 103.84%-87.7pp | 89.72%-73.6pp | 172.34%-156.2pp |
| Employer contribution / active EE | $3,940 | $4,769-17.4% | $4,268-7.7% | $4,379-10.0% |
| Participant deferral / active EE | $23,620 | $6,350+272.0% | $5,630+319.5% | $6,730+250.9% |
| Admin fee / account holder | $2,529 | $18,654-86.4% | $16,006-84.2% | $14,365-82.4% |