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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,069 | $217,432-55.8% | $185,849-48.3% | $167,536-42.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.20% | 148.42%-131.2pp | 122.10%-104.9pp | 478.82%-461.6pp |
| Employer contribution / active EE | $7,512 | $5,875+27.9% | $5,169+45.3% | $4,839+55.2% |
| Participant deferral / active EE | $7,167 | $6,357+12.7% | $5,569+28.7% | $6,342+13.0% |
| Admin fee / account holder | $950 | $19,818-95.2% | $16,244-94.2% | $12,315-92.3% |