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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,113 | $160,040+3.2% | $147,096+12.2% | $145,877+13.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.91% | 98.49%-82.6pp | 419.75%-403.8pp | 551.28%-535.4pp |
| Employer contribution / active EE | $4,782 | $5,289-9.6% | $4,936-3.1% | $4,663+2.5% |
| Participant deferral / active EE | $14,265 | $8,429+69.2% | $8,071+76.7% | $6,691+113.2% |
| Admin fee / account holder | $1,318 | $15,050-91.2% | $13,005-89.9% | $13,402-90.2% |