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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,649 | $175,259+105.2% | $149,723+140.2% | $139,487+157.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.67% | 166.82%-152.2pp | 134.50%-119.8pp | 373.84%-359.2pp |
| Employer contribution / active EE | $15,845 | $5,478+189.2% | $4,821+228.7% | $4,755+233.3% |
| Participant deferral / active EE | $13,974 | $6,522+114.3% | $5,682+145.9% | $6,713+108.2% |
| Admin fee / account holder | $24,427 | $16,158+51.2% | $13,215+84.8% | $11,407+114.1% |