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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,211 | $63,114-52.1% | $92,909-67.5% | $65,185-53.7% |
| Participation rate | 69.9% | 68.8%+1.1pp | 76.0%-6.1pp | 70.2%-0.3pp |
| Annual return | 22.56% | 28.75%-6.2pp | 109.44%-86.9pp | 29.38%-6.8pp |
| Employer contribution / active EE | $1,753 | $2,571-31.8% | $3,653-52.0% | $2,177-19.5% |
| Participant deferral / active EE | $3,269 | $3,108+5.2% | $4,238-22.9% | $3,514-7.0% |
| Admin fee / account holder | $167 | $624-73.2% | $5,795-97.1% | $847-80.2% |