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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,424 | $138,114-54.8% | $125,391-50.2% | $134,545-53.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -28.44% | 750.88%-779.3pp | 572.41%-600.9pp | 418.37%-446.8pp |
| Employer contribution / active EE | $2,727 | $5,246-48.0% | $4,816-43.4% | $4,742-42.5% |
| Participant deferral / active EE | $6,234 | $7,801-20.1% | $7,448-16.3% | $6,401-2.6% |
| Admin fee / account holder | $345 | $11,570-97.0% | $10,009-96.6% | $11,431-97.0% |