Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,633 | $78,423-67.3% | $95,964-73.3% | $79,856-67.9% |
| Participation rate | 41.9% | 73.5%-31.6pp | 77.1%-35.1pp | 69.6%-27.7pp |
| Annual return | 14.44% | 19.37%-4.9pp | 91.64%-77.2pp | 31.71%-17.3pp |
| Employer contribution / active EE | $347 | $1,945-82.2% | $2,541-86.3% | $2,471-86.0% |
| Participant deferral / active EE | $1,662 | $3,440-51.7% | $4,167-60.1% | $3,741-55.6% |
| Admin fee / account holder | $427 | $5,622-92.4% | $6,797-93.7% | $5,306-92.0% |