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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,313 | $172,111-42.9% | $150,298-34.6% | $137,256-28.4% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 14.61% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,017 | $4,636-56.5% | $4,154-51.4% | $4,156-51.5% |
| Participant deferral / active EE | $7,225 | $6,166+17.2% | $5,453+32.5% | $6,407+12.8% |
| Admin fee / account holder | $6,673 | $16,471-59.5% | $14,116-52.7% | $12,270-45.6% |