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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,313 | $185,312-46.9% | $161,489-39.1% | $154,746-36.5% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 14.61% | 103.84%-89.2pp | 89.72%-75.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $2,017 | $4,769-57.7% | $4,268-52.7% | $4,379-53.9% |
| Participant deferral / active EE | $7,225 | $6,350+13.8% | $5,630+28.3% | $6,730+7.3% |
| Admin fee / account holder | $6,673 | $18,654-64.2% | $16,006-58.3% | $14,365-53.6% |