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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,390 | $157,304-62.2% | $141,197-57.9% | $152,909-61.2% |
| Participation rate | 55.6% | 84.8%-29.3pp | 82.5%-26.9pp | 82.5%-26.9pp |
| Annual return | 37.59% | 64.34%-26.8pp | 71.41%-33.8pp | 345.46%-307.9pp |
| Employer contribution / active EE | $6,742 | $5,263+28.1% | $4,736+42.4% | $4,764+41.5% |
| Participant deferral / active EE | $8,264 | $7,111+16.2% | $6,710+23.2% | $5,851+41.2% |
| Admin fee / account holder | $674 | $12,126-94.4% | $10,265-93.4% | $11,601-94.2% |