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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,707 | $138,078+107.6% | $125,363+128.7% | $134,509+113.2% |
| Participation rate | 95.2% | 84.5%+10.7pp | 82.4%+12.9pp | 81.2%+14.0pp |
| Annual return | -21.42% | 750.49%-771.9pp | 572.15%-593.6pp | 418.13%-439.6pp |
| Employer contribution / active EE | $15,212 | $5,245+190.0% | $4,815+215.9% | $4,741+220.9% |
| Participant deferral / active EE | $10,173 | $7,800+30.4% | $7,447+36.6% | $6,400+58.9% |
| Admin fee / account holder | $1,327 | $11,566-88.5% | $10,005-86.7% | $11,427-88.4% |