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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,707 | $138,102+107.6% | $125,381+128.7% | $134,532+113.1% |
| Participation rate | 95.2% | 84.5%+10.7pp | 82.4%+12.9pp | 81.2%+14.0pp |
| Annual return | -21.42% | 750.73%-772.1pp | 572.31%-593.7pp | 418.27%-439.7pp |
| Employer contribution / active EE | $15,212 | $5,245+190.0% | $4,815+215.9% | $4,741+220.9% |
| Participant deferral / active EE | $10,173 | $7,801+30.4% | $7,448+36.6% | $6,401+58.9% |
| Admin fee / account holder | $1,327 | $11,568-88.5% | $10,007-86.7% | $11,429-88.4% |