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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,104 | $185,905+36.1% | $170,057+48.8% | $139,487+81.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 13.76% | 60.56%-46.8pp | 53.42%-39.7pp | 373.84%-360.1pp |
| Employer contribution / active EE | $3,167 | $7,597-58.3% | $6,790-53.4% | $4,755-33.4% |
| Participant deferral / active EE | $17,789 | $11,627+53.0% | $10,411+70.9% | $6,713+165.0% |
| Admin fee / account holder | $2,308 | $15,397-85.0% | $12,826-82.0% | $11,407-79.8% |