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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,552 | $201,370+45.3% | $184,256+58.8% | $145,897+100.5% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 8.13% | 29.05%-20.9pp | 28.85%-20.7pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,353 | $7,024-66.5% | $6,427-63.4% | $4,663-49.5% |
| Participant deferral / active EE | $11,792 | $9,808+20.2% | $9,133+29.1% | $6,689+76.3% |
| Admin fee / account holder | $2,841 | $16,364-82.6% | $13,899-79.6% | $13,390-78.8% |