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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,814 | $202,463-84.3% | $169,397-81.2% | $139,487-77.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -160.88% | 532.64%-693.5pp | 406.23%-567.1pp | 373.84%-534.7pp |
| Employer contribution / active EE | $15,189 | $4,694+223.6% | $4,013+278.5% | $4,755+219.5% |
| Participant deferral / active EE | $27,583 | $6,941+297.4% | $6,223+343.3% | $6,713+310.9% |
| Admin fee / account holder | $13,667 | $10,726+27.4% | $9,017+51.6% | $11,407+19.8% |