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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,706 | $95,415+6.6% | $185,851-45.3% | $85,851+18.5% |
| Participation rate | 38.7% | 68.8%-30.1pp | 81.7%-43.0pp | 69.3%-30.6pp |
| Annual return | 13.57% | 23.59%-10.0pp | 122.11%-108.5pp | 318.63%-305.1pp |
| Employer contribution / active EE | $1,168 | $3,314-64.8% | $5,168-77.4% | $2,565-54.5% |
| Participant deferral / active EE | $2,727 | $3,424-20.4% | $5,569-51.0% | $3,952-31.0% |
| Admin fee / account holder | $1,022 | $7,215-85.8% | $16,245-93.7% | $6,261-83.7% |