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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,443 | $217,432-88.3% | $185,849-86.3% | $167,536-84.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.84% | 148.42%-133.6pp | 122.10%-107.3pp | 478.82%-464.0pp |
| Employer contribution / active EE | $1,218 | $5,875-79.3% | $5,169-76.4% | $4,839-74.8% |
| Participant deferral / active EE | $4,117 | $6,357-35.2% | $5,569-26.1% | $6,342-35.1% |
| Admin fee / account holder | $444 | $19,818-97.8% | $16,244-97.3% | $12,315-96.4% |