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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,004 | $183,592-76.0% | $155,574-71.7% | $145,877-69.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 10.64% | 61.37%-50.7pp | 64.87%-54.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,062 | $5,317-80.0% | $4,676-77.3% | $4,663-77.2% |
| Participant deferral / active EE | $2,309 | $6,466-64.3% | $5,629-59.0% | $6,691-65.5% |
| Admin fee / account holder | $10,078 | $19,316-47.8% | $15,914-36.7% | $13,402-24.8% |