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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,004 | $183,592-76.0% | $155,567-71.7% | $145,959-69.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 10.64% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.3pp |
| Employer contribution / active EE | $1,062 | $5,315-80.0% | $4,674-77.3% | $4,661-77.2% |
| Participant deferral / active EE | $2,309 | $6,464-64.3% | $5,628-59.0% | $6,689-65.5% |
| Admin fee / account holder | $10,078 | $19,318-47.8% | $15,916-36.7% | $13,398-24.8% |