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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,926 | $209,422-29.4% | $178,503-17.1% | $158,982-7.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.42% | 188.81%-175.4pp | 151.12%-137.7pp | 302.99%-289.6pp |
| Employer contribution / active EE | $7,263 | $5,707+27.3% | $5,011+44.9% | $4,763+52.5% |
| Participant deferral / active EE | $8,999 | $5,955+51.1% | $5,202+73.0% | $5,983+50.4% |
| Admin fee / account holder | $887 | $17,079-94.8% | $13,987-93.7% | $11,252-92.1% |