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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,000 | $123,793+21.2% | $177,848-15.7% | $79,856+87.8% |
| Participation rate | 97.6% | 84.7%+13.0pp | 87.7%+9.9pp | 69.6%+28.0pp |
| Annual return | 16.97% | 22.82%-5.9pp | 48.33%-31.4pp | 31.71%-14.7pp |
| Employer contribution / active EE | $8,552 | $4,095+108.8% | $5,919+44.5% | $2,471+246.1% |
| Participant deferral / active EE | $14,928 | $5,956+150.6% | $7,714+93.5% | $3,741+299.1% |
| Admin fee / account holder | $6,571 | $7,243-9.3% | $12,431-47.1% | $5,306+23.8% |